Written by Clarissa Farnell
Medicare Part D's 2025 reforms cut out-of-pocket drug costs dramatically. Learn how generic medications now cost as little as $10 per fill and how the $2,000 cap can save you hundreds annually.
Written by Clarissa Farnell
Generic drugs usually cost far less than brand-name versions, but out-of-pocket costs can vary wildly based on insurance rules, Medicare Part D design, and pharmacy pricing. Learn why you might pay more for a generic-and how to save.
Written by Clarissa Farnell
Long-term care insurance doesn't cover prescription drugs-not even generics. Medicare Part D is the main payer for nursing home medications, but formularies, delays, and coverage gaps still leave many residents struggling to access essential drugs.